Globe Life Family Heritage Division News

  September 20, 2019

Costs of ICU Care and Why You Should Consider ICU Insurance

ICU costs and insurance The cost of an ICU stay can be staggering, and even with medical insurance, you could be left with a sizable bill since ICU stays cost significantly more than non-ICU stays. Learn more about how ICU insurance can help cover those costs. […] Read More

  September 10, 2019

Cancer Insurance and Medicare: Are They a Good Combination?

cancer insurance and medicare While Medicare and Medicare Supplement Insurance cover most medical expenses, some seniors may still be wondering about additional coverage for costs related to a cancer diagnosis. Read more about additional coverage options. […] Read More

  August 15, 2019

Can You Sell an Accidental Death Insurance Policy?

Sell an Accidental Death Insurance Policy Accidental death insurance policies are a popular form of coverage. However, accidental death differs from life insurance in many ways, including the possibility of selling the policy for cash. Learn more. […] Read More

  July 20, 2019

Can the Cash Value of Whole Life Insurance be Used for College Expenses?

cover college with life insurance cash value With the cost of college rising, many parents may be wondering how they can start saving early for their children’s post-secondary education, and one option is through a whole life insurance policy. Learn more. […] Read More

  July 10, 2019

Can I Sell a Term or Whole Life Insurance Policy?

sell life insurance policy If your need for life insurance has changed and you are wondering if it’s possible to sell your existing policy, learn more about factors to consider first and what your options are. […] Read More

  June 20, 2019

Can Life Insurance Be Paid to a Trust?

life insurance beneficiary trust When thinking about assigning a beneficiary for your life insurance policy, you may be wondering if it can be paid to a trust rather than a person. If so, read more to learn about when this is an option for policyholders. […] Read More

  June 10, 2019

Do Life Insurance Policies Have a Waiting Period?

life insurance waiting period When looking at policies, be sure to consider the waiting period: the time between you opening the policy and it actually going into effect. Some types of policies will have one and some will not. Learn more about your options. […] Read More

  May 10, 2019

Can I qualify for critical illness insurance if I am over 50?

Accident Insurance for VolunteersMany types of insurance policies do have a maximum age to purchase, but it depends on the insurance carrier. Learn more about qualifying for critical illness insurance today. […] Read More

  April 20, 2019

Accident Insurance for Volunteers

Accident Insurance for VolunteersIf you volunteer your time, you should consider your own safety and be prepared for any possible outcome of your good deed. Between 2003 and 2007, 287 volunteer workers were fatally injured on the job, according to the Bureau of Labor Statistics. Learn more about your options. […] Read More

  April 10, 2019

Can I Withdraw Cash Value from Any Life Insurance Policy?

withdraw life insurance cash valueLife insurance policy holders may have heard that they can withdraw cash value from their policy, but is that really true? That will depend on the type of policy, how long you’ve had it, and several other factors. Read more about your options. […] Read More

  March 15, 2019

Can I Borrow Money from My Life Insurance Policy?

borrow from life insuranceSome policies don’t accumulate a cash value such as a term life policy. Term life insurance premiums are likely less expensive than whole life and only offer a death benefit, not cash value. However, most whole life or universal life insurance policies offer a cash value benefit that may allow you to take out a policy loan. […] Read More

  March 10, 2019

Can I buy just critical illness insurance if I am self-employed?

Can I buy just critical illness insurance if I am self-employed?If you are self-employed, then you know the challenges and costs associated with health and life insurance. Many wonder if a specialized policy like a critical illness policy could be a smart way to get coverage at an affordable price, but you might want to read more about these policies before going that route. […] Read More

  February 20, 2019

Can a critical illness insurance policy be declined?

Impending fatherhood: When is the best time to purchase whole life insuranceIf you have a life insurance policy with your employer or other group, you may be wondering if you can take that policy with you. If so, read more about your policy portability options. […] Read More

  February 10, 2019

Navigating the Complexity of Insurance

Navigating the Complexity of InsuranceInsurance can be a complicated topic, but it is an important one for protecting your family’s finances. Get started by learning more about the basics of major medical, life and supplemental health insurance today. […] Read More

  January 20, 2019

Buying Supplemental Health Insurance on a Limited Income

supplemental health insurance after cancerThe decision to buy supplemental insurance can be tricky. Often the people who need it most, those who would feel the impact of lost income due to injury or illness, are the least likely to have it; however you should ask yourself a few questions before buying. Read more. […] Read More

  January 10, 2019

Can You Buy Multiple Life Insurance Policies?

Can You Buy Multiple Life Insurance Policies?As most insurance, life insurance doesn’t have a “one size fits all” option. Coverage should be based on what you need at the time of application. It is possible (and common) to apply for multiple term life insurance policies. This advanced technique is called life insurance laddering. […] Read More

  December 25, 2018

Impending fatherhood: When is the best time to purchase whole life insurance?

Impending fatherhood: When is the best time to purchase whole life insuranceBecoming a new parent, or even expanding your family is an exciting time. Much planning and preparation goes into welcome a new member of the family, and one of those tasks should be looking at life insurance coverage. Learn more about the best life insurance options for parents. […] Read More

  December 15, 2018

The Pros and Cons of Life Insurance vs Annuities

The Pros and Cons of Life Insurance vs AnnuitiesFinancial security can be complicated. Many options are available including insurance, annuities, investments and more. If you are trying to compare the pros and cons of life insurance and annuities, read more about they can fit into a complete financial plan. […] Read More

  November 20, 2018,

Accidental Death vs. Disability

Accidental Death vs. DisabilityA variety of insurance options are available to both individuals and groups. Health and life insurance are the most well-known, but other options worth considering include AD&D and disability insurance. Contact an agent to learn about this policies. […] Read More

  November 10, 2018

Life Insurance for Children

Accident insurance for childrenBuying life insurance for children requires considering a number of factors specific to your circumstances. If you are in the market for a life insurance policy for your child, learn more about the pros and cons of juvenile life insurance policies as well as other possible insurance options. […] Read More